growing equity mortgage


growing equity mortgage
сокр. GEM банк., фин. закладная [ипотека\] с растущим капиталом* (ипотечный кредит с фиксированной процентной ставкой и растущими платежами в счет погашения основной суммы кредита)
See:

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abbrev.: GEM growing equity mortgage ипотечный кредит, платежи по которому возрастают в течение определенного периода для ускорения погашения основной суммы; при таком кредите возрастает часть стоимости дома, служащего обеспечением ипотеки, которая реально принадлежит домовладельцу (растет его "капитал").
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закладная с растущим капиталом
. . Словарь экономических терминов .

Англо-русский экономический словарь.

Смотреть что такое "growing equity mortgage" в других словарях:

  • Growing-Equity Mortgage — A fixed rate mortgage on which the monthly payments increase over time according to a set schedule. The interest rate on the loan does not change, and there is never any negative amortization. In other words, the first payment is a fully… …   Investment dictionary

  • growing equity mortgage — ( GEM) mortgage in which annual increases in monthly payments are used to reduce outstanding principal and to shorten the term of the loan. Bloomberg Financial Dictionary mortgage with a fixed interest rate and payments that increase throughout… …   Financial and business terms

  • growing-equity mortgage — /groh ing ek wi tee/ a type of mortgage under which the interest rate is fixed but monthly payments increase annually to include more of the principal, so that the mortgage can be paid off in about half the conventional term. * * * …   Universalium

  • growing-equity mortgage — /groh ing ek wi tee/ a type of mortgage under which the interest rate is fixed but monthly payments increase annually to include more of the principal, so that the mortgage can be paid off in about half the conventional term …   Useful english dictionary

  • mortgage — /morgaj/ A mortgage is an interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt. At common law, an estate created by a conveyance absolute in its form, but intended to secure… …   Black's law dictionary

  • mortgage — /morgaj/ A mortgage is an interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt. At common law, an estate created by a conveyance absolute in its form, but intended to secure… …   Black's law dictionary

  • Equity stripping — Equity stripping, also known as equity skimming or foreclosure rescue, is any of various predatory real estate practices aimed at vulnerable, often low income, homeowners facing foreclosure in the United States. Often considered a form of… …   Wikipedia

  • Equity — Represents ownership interest in a firm. Also the residual dollar value of a futures trading account, assuming its liquidation at the going market price. The New York Times Financial Glossary * * * equity eq‧ui‧ty [ˈekwti] noun equities… …   Financial and business terms

  • equity — The value of a futures trading account with all open positions valued at the going market price. The CENTER ONLINE Futures Glossary Ownership interest in a firm. Bloomberg Financial Dictionary Also, the residual dollar value ( residual value) of… …   Financial and business terms

  • Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions …   Wikipedia

  • Adjustable-rate mortgage — A variable rate mortgage, adjustable rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit… …   Wikipedia

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